Legal

Disclaimer

Last updated: November 6, 2026

General information only

The content on this website is for general information only. It is not personal financial, investment, tax, legal, accounting or insurance advice, and it does not take your circumstances into account. Please speak with a qualified professional about your own situation before acting on anything you read here. Using this website or contacting us does not create an advisor-client relationship.

No offer or solicitation

Nothing on this website is an offer to sell, or a request to buy, any security, insurance policy or other financial product, in any place where that would not be permitted.

Products, licensing and availability

Insurance and investment products are offered only by appropriately licensed individuals, through the insurers, managing general agencies and dealers they are authorized to represent. Licences and registrations are held by individuals and vary by person, product and province, so not every product or service is available from every advisor or in every province. Please ask your advisor which firm they are acting for before you buy a product.

You can check a licence or registration through the Financial Services Regulatory Authority of Ontario and the Canadian Securities Administrators' National Registration Search.

Some services we describe, such as mortgage, tax, accounting or legal services, may need a separately licensed professional and may be provided by, or referred to, third parties. A referral is not a guarantee of that party's work.

Investments

All investing involves risk, including the possible loss of the money you invest. Returns are not guaranteed, and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus or fund facts before investing. Mutual funds are not guaranteed, their values change often, and they are generally not covered by deposit insurance.

Insurance

Insurance coverage is subject to the insurer's underwriting and approval, and to the terms, conditions, limitations and exclusions of the policy. The policy contract governs in every case. Any general description on this website is a summary only. Non-guaranteed values and policy illustrations can change.

Calculators and estimates

Our calculators give rough illustrations based on the numbers you enter, the assumptions shown and the rules in place for the tax year stated. They simplify complex rules and may not reflect your situation. Results are not advice, a quote, a recommendation or a promise of any outcome, and actual results will differ. Please review any decision with an advisor.

Rates, limits and rules

Tax rules, contribution limits, rates and government programs change. Articles and figures were believed to be accurate when written and may since have changed. We do not promise to update them.

Client reviews

Reviews on this website come from our public Google Business Profile. They reflect the individual experiences of those clients, may not represent the experience of other clients, and are not a guarantee of future service or results.

Booking and other websites

"Book a Meeting" takes you to our booking page, which is run by Zoho. Links to Zoho, social media and other websites are provided for convenience. Those sites have their own terms and privacy policies, and we are not responsible for their content or practices.

Accuracy and limits of liability

We try to keep this website accurate and available, but it is provided "as is", without any promise that it is complete, current or free of errors. To the extent the law allows, Vida Financial Group Inc. and its people are not liable for any loss arising from your use of this website or your reliance on its content. Nothing here limits any right that cannot legally be limited.

Copyright and governing law

The content of this website belongs to Vida Financial Group Inc. or its licensors and may not be reused without permission. This disclaimer is governed by the laws of Ontario and the federal laws of Canada that apply there.